AllRegs Article Archive

In an effort to shed light on the latest industry topics, regulations and changes, AllRegs features articles from contributing authors and AllRegs Academy instructors in a variety of our online resources. Below you can find an archive of our article base.

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2012 Articles and HUD Mortgagee Letter Synopses

2011 Articles and HUD Mortgagee Letter Synopses

2009-2010 Articles and HUD Mortgagee Letter Synopses

2013 Articles and HUD Mortgagee Letter Synopses

Articles are listed in order of release.

▪ AllRegs Compliance Commentary: Freddie Mac Updates Servicing Requirements

▪ AllRegs Compliance Commentary: Washington State Revises Consumer Loan Act

▪ HUD Mortgagee Letter Synopsis 2013-12: Lender Insurance Program

▪ HUD Mortgagee Letter Synopsis 2013-11: Additional Guidance for the Origination and Servicing of FHA-insured Loans in Presidentially Declared Major Disaster Areas and Specific Requirement for Hurricane Sandy Affected Communities

▪ AllRegs Compliance Commentary: CFPB Publishes TILA Escrow Compliance Guide for Small Entities

▪ AllRegs Compliance Commentary: Recent Changes to Mortgage Laws in Kansas and Idaho

▪ AllRegs Compliance Commentary: Revisions to the Montana Mortgage Act

▪ AllRegs Compliance Commentary: HUD Launches Self-Endorsed FHA Lender Insurance Program for High-Performing Lenders

▪ AllRegs Compliance Commentary: Utah Enacts Changes to Lender Licensing and Property Laws

▪ AllRegs Compliance Commentary: CFPB Publishes Small Entities Compliance Guides for QM & ATR

▪ AllRegs Compliance Commentary: CFPB Publishes Compliance Guides on Ability-to-Repay and QM Rule

▪ AllRegs Compliance Commentary: Recent Changes in Minnesota and Indiana Mortgage Law

▪ AllRegs Compliance Commentary: 2013 Regulatory Reform Series: Part 3 – The Qualified Mortgage

▪ AllRegs Compliance Commentary: CFPB Releases Consumer Complaint Data

▪ AllRegs Compliance Commentary: Fannie Mae & Freddie Mac QC and Rep & Warranty Framework

▪ AllRegs Compliance Commentary: CFPB Monitors Mortgage Servicing Transfer Activity

▪ AllRegs Compliance Commentary: OCC Proposes to Extend Consumer Privacy Information Collection

▪ AllRegs Compliance Commentary: CFPB and Agencies Issue Final Rule on Appraisals for Higher-priced Mortgages

▪ AllRegs Compliance Commentary: Illinois Revises Foreclosure Laws

▪ HUD Mortgagee Letter Synopsis 2013-06: Extension of Disaster Moratorium and Suspension of Evictions for Specified Properties Impacted by Hurricane Sandy

▪ HUD Mortgagee Letter Synopsis 2013-05: Manual Underwriting for Loans with Decision Credit Score Below 620 and Total Fixed Payments to Effective Income Ratio Exceeding 43.00%

▪ HUD Mortgagee Letter Synopsis 2013-04: Revision of Federal Housing Administration Policies Concerning Cancellation of the Annual Mortgage Insurance Premium and Increase the Annual MIP

▪ HUD Mortgagee Letter Synopsis 2013-03: Extension of Implementation Date for Mortgagee Letter 2012-22, Revisions to FHA’s Loss Mitigation Home Retention Options

▪ HUD Mortgagee Letter Synopsis 2013-02: Home Equity Conversion Mortgage (HECM) Program – Amended Late Request for Endorsement Procedures

▪ HUD Mortgagee Letter Synopsis 2013-01: Home Equity Conversion Mortgage Program – Consolidation of Pricing Options and Principal Limit Factors for Fixed Interest Rate Mortgages

▪ AllRegs Compliance Commentary: HUD Issues Standard for Disparate Impact Liability

▪ AllRegs Compliance Commentary: Fannie Mae Introduces New Policies on Lender Incentives and Flood Insurance

▪ AllRegs Compliance Commentary: Record Retention as Risk Management

▪ AllRegs Compliance Commentary: CFPB Announces Implementation Plan for New Mortgage Rules

▪ AllRegs Compliance Commentary: Qualified Mortgage, High Cost Mortgages and Higher-Priced Mortgage Loans, Part II

▪ AllRegs Compliance Commentary: Key Points to CFPB Loan Originator Compensation Requirements

▪ AllRegs Compliance Commentary: CFPB Finalizes Mortgage Servicing Rules under RESPA and TILA

▪ AllRegs Compliance Commentary: Changes in Virginia Lending Laws

▪ AllRegs Compliance Commentary: Fannie Mae Announces Selling Guide Updates

▪ AllRegs Compliance Commentary: CFPB Issues Rule to Protect Consumers from Irresponsible Mortgage Lending

▪ AllRegs Compliance Commentary: Recent Changes to Ohio Mortgage Lending Laws

▪ AllRegs Compliance Commentary: CFPB Issues Ability-to-Repay and Qualified Mortgage Final Rule

▪ AllRegs Compliance Commentary: CFPB Revises Asset-Exemption Threshold for HMDA Data Collection in 2013

▪ AllRegs Compliance Commentary: Recent Changes to Michigan Lending Laws

▪ AllRegs Compliance Commentary: Qualified Mortgage, High Cost Mortgages and Higher-Priced Mortgage Loans, Part 1

▪ AllRegs Compliance Commentary: 2012: A Year for Proposals – 2013: A Year for Action

▪ AllRegs Compliance Commentary: Consumer Financial Protection Bureau Releases Report on Credit Bureaus

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