AllRegs: Single-Family Lending Standard Package

FNMA Selling Guide, Freddie Mac Guidelines, FHA Underwriting Guidelines and More! 

Product Code: AO-PackageA

You are reviewing loans for underwriting, quality control or compliance. You may even be managing operations. Ensuring that your company has adopted the best solution to manage guidelines and federal and state compliance is an absolute requirement. AllRegs’ Single-Family Lending Package is just that…and more.

The Federal Reserve, FDIC and other government agencies adopt financial regulations to implement changes enacted by Congress in order to ensure safe and sound lending practices. Federal mortgage compliance regulations like RESPA and HMDA change and new laws like MDIA are enacted. Keeping up with all of the changes is complicated. Then there are those important key banking laws, like the Check 21 Act, FDIA and others. You and your staff need to react to these legislative changes as quickly as they are enacted in order to keep your business compliant.

So wouldn’t it be wonderful if someone could keep an eye on things for you, tracking both agency guidelines and federal compliance? Wouldn't it be even better if you got a nudge every time something changed to give you that crucial heads-up?

We’ve heard from our customers and created a comprehensive single-family and consumer lending package providing key and necessary federal regulatory information for financial service professionals. The flagship Single-Family Lending Package has thousands of pages of available agency guidelines content and key federal regulations focused on banking and consumer lending. Read below to learn how you can benefit from this robust resource.

Product Description

AllRegs’ flagship product, the Single-Family Lending Standard Package, is a comprehensive online database consisting of thousands of pages of government and conventional single-family lending guidelines and forms. Accurately maintained and easily accessible with a variety of easy-to-use features, you’re assured of fast, reliable answers as well as the right forms when you need them.

Easily locate information with a search feature enhanced by years of experience and user feedback. Our proprietary Alphabetic Index and detailed Topic Outline allow you to quickly identify the pertinent sections with all of the relevant text highlighted for you. The Forms Tab provides access to a comprehensive library of mortgage-related forms, including state-specific disclosures and agency forms modified for use in all 50 states and Puerto Rico.

Follow numerous links from obsolete to more current guidelines and rest assured that you’re relying on only the most up-to-date information. Easily locate changes and know when they occurred with highlighted, date-stamped text revisions. You can even consult a history of updates dating back two years, and insert personal annotations that remain private, or public-notes that everyone in your firm can see.

Everything you need for single-family lending is provided, including Fannie Mae, Freddie Mac, MPF, FHA, RHS, VA, MIs, GNMA, Approved Projects, Federal Compliance and CalPERS, plus State Compliance Guidelines that provide plain-language interpretations that are linked to the actual laws and regulations for your state. State Compliance for other states can be added individually.

Every subscription also includes Uniform Instruments, the GSA List of Parties, ARM Indices and Median Family Income at no additional charge.

View detailed agency contents »

Benefits

This toolset is designed to save you time and trouble by bringing all you need for single-family lending directly to your desktop. You'll benefit from:

• Thousands of pages of government and conventional single-family lending guidelines and forms
• Backed up by years of user feedback, proprietary tools to quickly get you to the information you need
• Embedded links that bring you from obsolete documents to the very latest information
• State Compliance subscription for your state
• Pending Legislation
• A single reliable source for all the things you need to know, but shouldn't have to remember

Want to know how the Single-Family Lending Standard Package specifically benefits industry players? Read below:

For Originators - Your time is valuable. Spend it on originating loans and not researching guidelines. A single point of reference keeps straight-forward, reliable information for all of the agencies at your fingertips.

For Processors and Underwriters - Rest assured you are relying on the most up-to-date information. Our Alphabetic Index and Topic Outline features allow you to quickly identify all relevant text by highlighting it for you. You can also insert personal notes that remain private, or public notes to share with everyone in your organization.

For Closers and Post-Closers - Use one resource to access a comprehensive library of mortgage forms, including state specific disclosures and agency forms as well as requirements for loan delivery.

For Compliance Officers - AllRegs’ timely publication of all Federal Laws and Regulations, including Federal Register Updates, will eliminate regulatory pitfalls. State Compliance guidelines provide plain-language interpretations that are linked to the actual laws and regulations in your state. 

Compare Lending Packages

 *If your company has 30 sites with AllRegs or have 250 or more employees, call our EVP of Sales at (651) 289-4801 for a customized quote.

Subscription Details and Pricing

Subscriptions are based on site-wide licensing. All users at one company site have access to the Single-Family Lending Package. The annual subscription rate for one location is $700. Pricing includes one State Compliance subscription.

Online purchases are not eligible for multiple site subscription discounting or pro-rating; call your Regional Account Executive for more information about these offers.

Additional Resources

Detailed Agency Contents
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